Our Services

We’re here to help you save. We believe in innovation, leading by example, and paving the way to true wealth creation.

Residential Mortgages

With access to over 30 lenders, we negotiate with the banks to get their bottom dollar rate on your purchase or refinance. It’s our service to you.

SELF-MANAGED SUPER FUNDS

At Fluid we specialise in SMSF lending, with over 10 years’ experience we can assist you in choosing a product that will work with you all the way through to retirement.

COMMERCIAL PROPERTY

We are all about making commercial loans easy. We have access to some great commercial products that allow you to purchase, set and forget. Ask us now.

PROPERTY DEVELOPMENT

We love property, we believe in property, we invest in property and we work with key developers nationally to gain access to unique property investment opportunities.

VEHICLE FINANCE

With low rates and amazing service you will find fluid is the way to go for your car finance needs.

PERSONAL LOANS

Do you need some extra funds for a holiday or to consolidate your debts? Let Fluid help you with our wide range of personal loans.

Residential Mortgages

• Residential Purchases & Refinances
• Investment Purchases & Refinances
• Construction
• Debt Consolidation
• Vacant Land
Here at Fluid we will negotiate with the banks to get their bottom dollar rate for you. It’s our service to you, just to save you money. Contact us now and we can provide you with our in depth savings summary. We have saved clients thousands per year with a simple home refinance.

Contact Us

Self-Managed Super Funds

At Fluid we specialise in SMSF lending, with over 10 years’ experience we can assist you in choosing a product that will work with you all the way through to retirement.

Contact Us

Commercial Property

We are all about making commercial loans easy we have access to some great commercialproducts that allow you to purchase, set and forget. No annual reviews needed. Ask us about our products now.

Contact Us

Property Development

We love property, we believe in property, we invest in property and we work with key developers nationally to gain access to unique property investment opportunities.

Contact Us

Vehicle finance

With low rates and amazing service you will find fluid is the way to go for your car finance needs.

Contact Us

Personal Loans

Do you need some extra funds for a holiday or to consolidate your debts? Let fluid help you with our wide range of personal loans.

Contact Us

To invest fluidly is to invest a different way. A way that focuses on building Net Worth, and not just purely by asset value alone.

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It's time to think Fluid

Our clients choose Fluid Group because we give them a 360 degree view of their financial world. We connect them with providers and build a bespoke plan to grow their Net Worth.

About Us

Fluid Group Australia

VISION

To help and empower our clients to achieve their life long dreams of financial security.

MISSION

By working with our clients to understand their current positioning in life and future long term goals we will propose an overall solution strategy to identify product and loan that best suits your needs –  at Fluid Group, we don’t just look at finance, it’s about the bigger picture and making the best decisions every step of the way!

A BIT ABOUT US

Tina is a passionate and experienced mortgage broker; she loves assisting people in structuring their finances to best benefit the customer moving forward. The Fluid Group Team are specialists in diverse areas who have come together to service the needs of their clients and assist them in saving money and growing their property portfolio.  Each team member has a unique set of skills, whether it be understanding and structuring finance, property developments, real estate or estate planning – our team of experts can connect with you accordingly to review your financial footprint and advise you on how to maximise your true potential.

Meet The Team

 Tina Lidden

Director / Finance Specialist

Tina has extensive experience in the mortgage industry and specialises in financial products, services and structuring. Her insights and in-depth knowledge of the market are invaluable when it comes to growing your Net Worth.

 Rebecca Loveridge

Manager / Finance Specialist

Rebecca Loveridge has extensive experience in the mortgage industry. She and knows all to well the challenges and opportunities that clients can experience when obtaining a mortgage. Rebecca has a strong commercial acumen and a proven track record in developing strong and enduring relationships.

Success

What People Are Saying

  • Earlier this year we refinanced our home and borrowed extra for an overseas holiday and to pay off a car. Tina made the process easy and the savings to our household were significant. We did everything via email, which made it super convenient for us. Thank you Tina and Fluid Group. We would definitely recommend them.

    Corli R

  • Amazing person and company, Tina was easy to get along with and very easy to do business with. Made our bank transfers very easy and stress free for myself, Tina showed great communicational skills, excellent information, got back to me very promptly, fast turn around time, and very professional. 10 out of 10.

    Kendra G

  • I thought I had the best finance deal. Well that's what I was told before speaking to the team at Fluid. They reviewed all of my eight investment properties and showed me the savings I could access by using a multi-lender model and placing property with lenders who had the right policy to suit my needs. I will now be saving $18,000 per year in interest and they work hand in hand with my accountant. I couldn't be happier.

    Phil – Management consultant

    Management ConsultantSelf Employed

  • I have always invested in property but wanted to take the next step and do a property development. Susanna from Fluid was so insightful - she sure knew her stuff ! She presented me with three options and I instantly knew which one was right for me. The finance was managed by the team and we secured the land, the fixed priced contract and we will be ready to sell the duplex sites in three months. Can't wait to do it all again!

    Robert – CEO

    CEO — RB Group

  • I wanted to invest in property with my superannuation. My accountant set up the structures and connected me with Rowan from the Fluid Group. It was great to be shown how property can work in super, and the team was able to source and select a property that met my goals. In fact the property comes with a five year lease with a guaranteed rental yield of 6.75% The process was a breeze and I could not be happier.

    Debby – Nurse

    Nurse — Newcastle Hospital

  • I am an entrepreneur with two businesses and have some complex structures in place. Fluid Group was able to navigate this and present my situation to the lenders to allow me to refinance my home and investment property. The visibility that their online platform provides is amazing! I am all over my business finances but my personal finance always seems to take a back seat. Now I have a real time dashboard of my personal situation and I feel supported in this journey.

    Penny – Entrepreneur

    Entrepreneur

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Contact Us

Address

PO BOX 188
SEAFORTH NSW 2092

Phone

1300 800 839

0407281898

Email

tina@fluidmortgages.com.au

We believe in what we do, what we stand for, and would love to connect with you and see how we can support your journey.